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Saskatchewan Payday Loans

At Prairie Sky Loans, we know how important flexibility is to financial success. We take into consideration all the relevant details of your financial situation. Whether you’re borrowing $100 or $1,500.

A payday loan is a high cost loan. Payday loans are regulated by the Financial and Consumer Affairs Authority of Saskatchewan. For information relating to payday loans you can visit the FCAA website at

Our eligibly requirements are basic.

  Basic Requirements

  1. Are a Canadian citizen or Permanent Resident.
  2. Live in a province where we do business.
  3. Are 19 years of age or more.
  4. Received the same income source for at least 3 months.
  5. Have at least a monthly net income of $800.
  6. Are in possession of a Canadian bank account for the last 3 months from which you can do online banking.
  7. Have valid email and home address, and a mobile phone.

  Can I be approved quickly?

Once you’ve filled out your application, our decisions system, with its advanced algorithm, gives you a decision almost instantly. Most of our customers have their money in the bank the same day. Once you’re approved and you sign your electronic agreement, our e-transfer system has the funds in your bank in 5 minutes.

  Is there a borrowing limit?

Currently, we offer loans between $100 and $1,500 depending on your income. Payday loans can not exceed 50% of your monthly net income. Our advanced algorithm helps us identify the loan amount that suits your financial circumstances best.

  How Much Income do I Need?

Our minimum monthly requirement is an income of $800. Though a lot of sources, which you might not expect, can be counted toward this total. That includes child tax credits, EI, benefits and pensions for example. Include such income sources in the Employment Details of your application and you're ready to go.

  How about Payments?

We make payments easy. Once a payment day arrives, we will simply debit the amount stipulated in your loan agreement out of the same bank account into which we made the original loan. All you have to do is be sure there are sufficient funds to cover the payment. Other than that, there’s nothing for you to worry about.